Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,967 | $183,516-77.1% | $155,534-73.0% | $145,884-71.2% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | -5.57% | 61.43%-67.0pp | 64.92%-70.5pp | 551.85%-557.4pp |
| Employer contribution / active EE | $985 | $5,315-81.5% | $4,675-78.9% | $4,662-78.9% |
| Participant deferral / active EE | $3,767 | $6,467-41.7% | $5,630-33.1% | $6,690-43.7% |
| Admin fee / account holder | $3,635 | $19,293-81.2% | $15,900-77.1% | $13,392-72.9% |