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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,310 | $174,379-53.9% | $152,093-47.2% | $138,895-42.2% |
| Participation rate | 63.2% | 81.6%-18.5pp | 77.8%-14.6pp | 79.9%-16.8pp |
| Annual return | 16.55% | 74.86%-58.3pp | 66.36%-49.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $1,057 | $4,652-77.3% | $4,175-74.7% | $4,194-74.8% |
| Participant deferral / active EE | $5,482 | $6,159-11.0% | $5,451+0.6% | $6,396-14.3% |
| Admin fee / account holder | $2,911 | $16,880-82.8% | $14,497-79.9% | $12,562-76.8% |