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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,962 | $101,798-26.4% | $165,071-54.6% | $80,935-7.4% |
| Participation rate | 89.1% | 71.8%+17.3pp | 78.6%+10.5pp | 67.7%+21.5pp |
| Annual return | 12.74% | 16.73%-4.0pp | 70.17%-57.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $2,798 | $2,954-5.3% | $4,347-35.6% | $2,757+1.5% |
| Participant deferral / active EE | $4,524 | $4,476+1.1% | $6,035-25.0% | $4,299+5.2% |
| Admin fee / account holder | $1,792 | $8,221-78.2% | $12,695-85.9% | $6,924-74.1% |