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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,008 | $147,556+68.1% | $129,031+92.2% | $198,609+24.9% |
| Participation rate | 0.0% | 77.2%-77.2pp | 73.4%-73.4pp | 82.4%-82.4pp |
| Annual return | 5.35% | 37.41%-32.1pp | 34.67%-29.3pp | 202.70%-197.3pp |
| Employer contribution / active EE | $2,450 | $3,645-32.8% | $3,226-24.1% | $5,055-51.5% |
| Participant deferral / active EE | $3,063 | $5,760-46.8% | $5,217-41.3% | $6,977-56.1% |
| Admin fee / account holder | $1,414 | $15,467-90.9% | $13,208-89.3% | $19,030-92.6% |