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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,181 | $181,062-92.7% | $158,223-91.7% | $155,188-91.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.58% | 57.39%-39.8pp | 52.09%-34.5pp | 148.84%-131.3pp |
| Employer contribution / active EE | $3,867 | $4,565-15.3% | $4,109-5.9% | $4,248-9.0% |
| Participant deferral / active EE | $10,885 | $6,134+77.4% | $5,467+99.1% | $6,531+66.7% |
| Admin fee / account holder | $3,574 | $18,825-81.0% | $16,047-77.7% | $14,480-75.3% |