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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,337 | $183,539-26.3% | $155,556-13.0% | $145,897-7.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.97% | 61.31%-52.3pp | 64.84%-55.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $8,481 | $5,315+59.6% | $4,675+81.4% | $4,663+81.9% |
| Participant deferral / active EE | $8,278 | $6,467+28.0% | $5,631+47.0% | $6,689+23.7% |
| Admin fee / account holder | $1,401 | $19,275-92.7% | $15,885-91.2% | $13,390-89.5% |