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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,868,609 | $70,366+6819.0% | $66,674+7202.1% | $138,895+3405.2% |
| Participation rate | 33.3% | 76.2%-42.8pp | 73.7%-40.3pp | 79.9%-46.6pp |
| Annual return | -2.31% | 386.41%-388.7pp | 321.24%-323.5pp | 145.39%-147.7pp |
| Employer contribution / active EE | $483 | $2,765-82.5% | $2,620-81.6% | $4,194-88.5% |
| Participant deferral / active EE | $3,333 | $4,374-23.8% | $4,084-18.4% | $6,396-47.9% |
| Admin fee / account holder | $0 | $5,262-100.0% | $5,098-100.0% | $12,562-100.0% |