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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,466 | $73,787-66.8% | $98,716-75.2% | $82,448-70.3% |
| Participation rate | 91.3% | 61.4%+29.9pp | 69.3%+22.0pp | 68.1%+23.2pp |
| Annual return | 12.15% | 18.57%-6.4pp | 31.81%-19.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $373 | $1,511-75.3% | $2,279-83.6% | $2,551-85.4% |
| Participant deferral / active EE | $3,878 | $3,081+25.8% | $4,048-4.2% | $4,139-6.3% |
| Admin fee / account holder | $1,975 | $6,500-69.6% | $8,703-77.3% | $7,234-72.7% |