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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,302 | $71,230-72.9% | $93,727-79.4% | $80,959-76.2% |
| Participation rate | 84.4% | 60.4%+24.0pp | 68.7%+15.7pp | 67.7%+16.8pp |
| Annual return | 18.74% | 11.26%+7.5pp | 133.83%-115.1pp | 35.67%-16.9pp |
| Employer contribution / active EE | $455 | $1,565-70.9% | $2,421-81.2% | $2,757-83.5% |
| Participant deferral / active EE | $3,145 | $4,037-22.1% | $4,417-28.8% | $4,300-26.9% |
| Admin fee / account holder | $1,106 | $6,961-84.1% | $8,292-86.7% | $6,925-84.0% |