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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,183 | $150,412-91.2% | $120,574-89.1% | $145,884-91.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.03% | 154.50%-142.5pp | 107.42%-95.4pp | 551.85%-539.8pp |
| Employer contribution / active EE | $1,722 | $4,355-60.4% | $3,471-50.4% | $4,662-63.1% |
| Participant deferral / active EE | $2,229 | $6,175-63.9% | $4,996-55.4% | $6,690-66.7% |
| Admin fee / account holder | $416 | $12,224-96.6% | $9,445-95.6% | $13,392-96.9% |