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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,583 | $99,053-85.3% | $88,179-83.5% | $138,895-89.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 7.62% | 78.17%-70.5pp | 64.97%-57.4pp | 145.39%-137.8pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,725 | $5,225+28.7% | $4,614+45.8% | $6,396+5.1% |
| Admin fee / account holder | $20,146 | $8,748+130.3% | $7,673+162.6% | $12,562+60.4% |