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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,072 | $183,627-56.9% | $155,602-49.2% | $145,978-45.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 88.09% | 61.32%+26.8pp | 64.81%+23.3pp | 550.52%-462.4pp |
| Employer contribution / active EE | $1,330 | $5,316-75.0% | $4,675-71.5% | $4,662-71.5% |
| Participant deferral / active EE | $4,251 | $6,466-34.3% | $5,629-24.5% | $6,690-36.5% |
| Admin fee / account holder | $1,133 | $19,327-94.1% | $15,923-92.9% | $13,400-91.5% |