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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,048 | $289,211-22.5% | $260,467-14.0% | $198,609+12.8% |
| Participation rate | 66.7% | 83.1%-16.4pp | 80.5%-13.8pp | 82.4%-15.7pp |
| Annual return | 18.68% | 112.90%-94.2pp | 100.60%-81.9pp | 202.70%-184.0pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,598 | $6,812+26.2% | $6,319+36.1% | $6,977+23.2% |
| Admin fee / account holder | $1,343 | $16,236-91.7% | $15,461-91.3% | $19,030-92.9% |