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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,048 | $208,088+7.7% | $186,193+20.3% | $154,746+44.8% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 18.68% | 89.97%-71.3pp | 78.03%-59.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $0 | $4,340-100.0% | $3,918-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,598 | $7,078+21.5% | $6,513+32.0% | $6,730+27.7% |
| Admin fee / account holder | $1,343 | $11,698-88.5% | $11,058-87.9% | $14,365-90.7% |