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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,288 | $199,109-81.3% | $173,730-78.5% | $154,746-75.9% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.6%-17.1pp | 80.7%-18.2pp |
| Annual return | 28.73% | 20.02%+8.7pp | 19.96%+8.8pp | 172.34%-143.6pp |
| Employer contribution / active EE | $1,831 | $5,311-65.5% | $4,577-60.0% | $4,379-58.2% |
| Participant deferral / active EE | $4,541 | $7,113-36.2% | $6,326-28.2% | $6,730-32.5% |
| Admin fee / account holder | $500 | $20,916-97.6% | $17,523-97.1% | $14,365-96.5% |