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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,288 | $178,174-79.1% | $156,181-76.1% | $137,256-72.8% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 28.73% | 84.19%-55.5pp | 64.87%-36.1pp | 220.34%-191.6pp |
| Employer contribution / active EE | $1,831 | $4,972-63.2% | $4,294-57.4% | $4,156-55.9% |
| Participant deferral / active EE | $4,541 | $6,888-34.1% | $6,132-25.9% | $6,407-29.1% |
| Admin fee / account holder | $500 | $17,404-97.1% | $14,586-96.6% | $12,270-95.9% |