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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,861 | $209,336-64.7% | $197,124-62.5% | $137,256-46.2% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 15.95% | 48.09%-32.1pp | 44.34%-28.4pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,495 | $6,591-62.2% | $6,227-59.9% | $4,156-40.0% |
| Participant deferral / active EE | $10,581 | $9,614+10.1% | $9,135+15.8% | $6,407+65.2% |
| Admin fee / account holder | $5,343 | $17,308-69.1% | $16,298-67.2% | $12,270-56.5% |