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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,680 | $81,358-77.0% | $155,556-88.0% | $80,959-76.9% |
| Participation rate | 48.8% | 66.3%-17.5pp | 78.2%-29.5pp | 67.7%-18.9pp |
| Annual return | 17.00% | 33.39%-16.4pp | 64.84%-47.8pp | 35.67%-18.7pp |
| Employer contribution / active EE | $906 | $3,106-70.8% | $4,675-80.6% | $2,757-67.2% |
| Participant deferral / active EE | $1,365 | $3,455-60.5% | $5,631-75.8% | $4,300-68.3% |
| Admin fee / account holder | $9,622 | $7,994+20.4% | $15,885-39.4% | $6,925+38.9% |