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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,680 | $81,276-77.0% | $155,574-88.0% | $80,925-76.9% |
| Participation rate | 48.8% | 66.2%-17.5pp | 78.2%-29.5pp | 67.7%-18.9pp |
| Annual return | 17.00% | 33.36%-16.4pp | 64.87%-47.9pp | 35.65%-18.7pp |
| Employer contribution / active EE | $906 | $3,103-70.8% | $4,676-80.6% | $2,756-67.1% |
| Participant deferral / active EE | $1,365 | $3,453-60.5% | $5,629-75.7% | $4,299-68.2% |
| Admin fee / account holder | $9,622 | $7,993+20.4% | $15,914-39.5% | $6,940+38.6% |