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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,447 | $76,407-66.7% | $150,298-83.1% | $82,448-69.1% |
| Participation rate | 39.3% | 66.4%-27.1pp | 77.8%-38.4pp | 68.1%-28.7pp |
| Annual return | 18.25% | 39.99%-21.7pp | 62.79%-44.5pp | 41.64%-23.4pp |
| Employer contribution / active EE | $744 | $2,614-71.6% | $4,154-82.1% | $2,551-70.8% |
| Participant deferral / active EE | $1,188 | $3,214-63.1% | $5,453-78.2% | $4,139-71.3% |
| Admin fee / account holder | $1,722 | $6,352-72.9% | $14,116-87.8% | $7,234-76.2% |