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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,756 | $154,228-45.0% | $145,433-41.7% | $137,256-38.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.68% | 74.59%-50.9pp | 66.58%-42.9pp | 220.34%-196.7pp |
| Employer contribution / active EE | $6,178 | $4,804+28.6% | $4,554+35.6% | $4,156+48.7% |
| Participant deferral / active EE | $27,684 | $8,216+236.9% | $7,897+250.5% | $6,407+332.1% |
| Admin fee / account holder | $34,919 | $14,344+143.4% | $13,129+166.0% | $12,270+184.6% |