Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,758 | $123,478-80.8% | $216,567-89.0% | $94,015-74.7% |
| Participation rate | 55.6% | 75.1%-19.6pp | 81.6%-26.1pp | 70.8%-15.3pp |
| Annual return | 13.05% | 23.61%-10.6pp | 12.94%+0.1pp | 17.84%-4.8pp |
| Employer contribution / active EE | $1,446 | $3,136-53.9% | $5,216-72.3% | $2,790-48.2% |
| Participant deferral / active EE | $2,598 | $4,556-43.0% | $6,191-58.0% | $4,249-38.9% |
| Admin fee / account holder | $3,466 | $12,753-72.8% | $21,981-84.2% | $8,951-61.3% |