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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,382 | $96,236-83.0% | $133,698-87.7% | $80,959-79.8% |
| Participation rate | 80.5% | 71.2%+9.3pp | 76.4%+4.1pp | 67.7%+12.9pp |
| Annual return | 42.21% | 28.74%+13.5pp | 580.90%-538.7pp | 35.67%+6.5pp |
| Employer contribution / active EE | $1,775 | $3,350-47.0% | $4,218-57.9% | $2,757-35.6% |
| Participant deferral / active EE | $4,338 | $5,709-24.0% | $7,016-38.2% | $4,300+0.9% |
| Admin fee / account holder | $1,552 | $8,250-81.2% | $6,703-76.8% | $6,925-77.6% |