Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,966 | $58,627-89.8% | $76,735-92.2% | $82,448-92.8% |
| Participation rate | 56.9% | 63.2%-6.3pp | 69.5%-12.6pp | 68.1%-11.1pp |
| Annual return | 17.13% | 39.10%-22.0pp | 29.77%-12.6pp | 41.64%-24.5pp |
| Employer contribution / active EE | $489 | $1,729-71.7% | $2,454-80.1% | $2,551-80.8% |
| Participant deferral / active EE | $1,284 | $3,134-59.0% | $4,088-68.6% | $4,139-69.0% |
| Admin fee / account holder | $2,623 | $5,323-50.7% | $7,189-63.5% | $7,234-63.7% |