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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,737 | $201,344-88.2% | $184,243-87.1% | $145,877-83.7% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 42.29% | 29.01%+13.3pp | 28.82%+13.5pp | 551.28%-509.0pp |
| Employer contribution / active EE | $1,574 | $7,022-77.6% | $6,427-75.5% | $4,663-66.2% |
| Participant deferral / active EE | $4,164 | $9,807-57.5% | $9,132-54.4% | $6,691-37.8% |
| Admin fee / account holder | $130 | $16,382-99.2% | $13,914-99.1% | $13,402-99.0% |