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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,612 | $172,111-8.4% | $150,298+4.9% | $137,256+14.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.69% | 69.37%-54.7pp | 62.79%-48.1pp | 220.34%-205.7pp |
| Employer contribution / active EE | $8,098 | $4,636+74.7% | $4,154+94.9% | $4,156+94.8% |
| Participant deferral / active EE | $10,512 | $6,166+70.5% | $5,453+92.8% | $6,407+64.1% |
| Admin fee / account holder | $1,182 | $16,471-92.8% | $14,116-91.6% | $12,270-90.4% |