Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,685 | $55,470-86.1% | $155,556-95.1% | $74,478-89.7% |
| Participation rate | 7.5% | 61.9%-54.4pp | 78.2%-70.7pp | 67.2%-59.7pp |
| Annual return | 9.94% | 269.80%-259.9pp | 64.84%-54.9pp | 1370.56%-1360.6pp |
| Employer contribution / active EE | $0 | $2,267-100.0% | $4,675-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $149 | $2,838-94.8% | $5,631-97.4% | $4,350-96.6% |
| Admin fee / account holder | $887 | $1,744-49.2% | $15,885-94.4% | $1,946-54.4% |