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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,829 | $227,399-89.5% | $189,758-87.4% | $198,609-88.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 18.48% | 61.03%-42.6pp | 52.62%-34.1pp | 202.70%-184.2pp |
| Employer contribution / active EE | $7,856 | $5,526+42.2% | $4,767+64.8% | $5,055+55.4% |
| Participant deferral / active EE | $15,698 | $6,837+129.6% | $5,856+168.1% | $6,977+125.0% |
| Admin fee / account holder | $21,822 | $25,162-13.3% | $20,388+7.0% | $19,030+14.7% |