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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,851 | $97,078-60.0% | $103,065-62.3% | $145,897-73.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 14.73% | 25.49%-10.8pp | 23.95%-9.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $8,486 | $4,680+81.3% | $4,675+81.5% | $4,663+82.0% |
| Participant deferral / active EE | $12,401 | $6,601+87.9% | $6,625+87.2% | $6,689+85.4% |
| Admin fee / account holder | $5,525 | $12,505-55.8% | $9,349-40.9% | $13,390-58.7% |