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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,851 | $97,751-60.3% | $103,447-62.4% | $145,877-73.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 14.73% | 25.43%-10.7pp | 23.92%-9.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $8,486 | $4,684+81.2% | $4,678+81.4% | $4,663+82.0% |
| Participant deferral / active EE | $12,401 | $6,603+87.8% | $6,624+87.2% | $6,691+85.3% |
| Admin fee / account holder | $5,525 | $12,515-55.9% | $9,415-41.3% | $13,402-58.8% |