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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,177 | $76,407+48.1% | $150,298-24.7% | $82,448+37.3% |
| Participation rate | 41.9% | 66.4%-24.5pp | 77.8%-35.8pp | 68.1%-26.1pp |
| Annual return | 15.74% | 39.99%-24.3pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,475 | $2,614-43.6% | $4,154-64.5% | $2,551-42.2% |
| Participant deferral / active EE | $3,885 | $3,214+20.9% | $5,453-28.7% | $4,139-6.1% |
| Admin fee / account holder | $2,700 | $6,352-57.5% | $14,116-80.9% | $7,234-62.7% |