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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,853 | $196,972-85.4% | $182,262-84.2% | $198,609-85.5% |
| Participation rate | 94.1% | 85.7%+8.4pp | 84.2%+9.9pp | 82.4%+11.7pp |
| Annual return | 39.84% | 158.27%-118.4pp | 140.60%-100.8pp | 202.70%-162.9pp |
| Employer contribution / active EE | $5,151 | $5,364-4.0% | $5,046+2.1% | $5,055+1.9% |
| Participant deferral / active EE | $11,421 | $8,643+32.2% | $8,276+38.0% | $6,977+63.7% |
| Admin fee / account holder | $18,696 | $18,429+1.4% | $16,712+11.9% | $19,030-1.8% |