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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,819 | $78,520-59.5% | $96,576-67.1% | $82,448-61.4% |
| Participation rate | 90.2% | 77.7%+12.5pp | 81.4%+8.8pp | 68.1%+22.2pp |
| Annual return | 49.95% | 41.30%+8.7pp | 38.47%+11.5pp | 41.64%+8.3pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $11,019 | $6,754+63.1% | $7,956+38.5% | $4,139+166.2% |
| Admin fee / account holder | $3,330 | $13,455-75.3% | $11,381-70.7% | $7,234-54.0% |