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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,448 | $172,111+8.9% | $150,298+24.7% | $137,256+36.6% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 23.11% | 69.37%-46.3pp | 62.79%-39.7pp | 220.34%-197.2pp |
| Employer contribution / active EE | $21,893 | $4,636+372.2% | $4,154+427.0% | $4,156+426.8% |
| Participant deferral / active EE | $12,973 | $6,166+110.4% | $5,453+137.9% | $6,407+102.5% |
| Admin fee / account holder | $1,409 | $16,471-91.4% | $14,116-90.0% | $12,270-88.5% |