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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,081 | $183,539-34.0% | $155,556-22.2% | $145,897-17.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.73% | 61.31%-42.6pp | 64.84%-46.1pp | 552.29%-533.6pp |
| Employer contribution / active EE | $23,173 | $5,315+336.0% | $4,675+395.6% | $4,663+397.0% |
| Participant deferral / active EE | $14,586 | $6,467+125.5% | $5,631+159.0% | $6,689+118.0% |
| Admin fee / account holder | $380 | $19,275-98.0% | $15,885-97.6% | $13,390-97.2% |