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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,611 | $110,093-38.6% | $97,295-30.5% | $145,897-53.7% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 10.26% | 244.76%-234.5pp | 75.62%-65.4pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,209 | $3,077-60.7% | $2,723-55.6% | $4,663-74.1% |
| Participant deferral / active EE | $6,910 | $4,678+47.7% | $4,264+62.1% | $6,689+3.3% |
| Admin fee / account holder | $633 | $6,212-89.8% | $5,646-88.8% | $13,390-95.3% |