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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 26 · EIN 84-4519624 | Advisory (Participants) | $10,042 |
Filed as: MESIROW FINANCIAL Service code 26 · EIN 36-3429599 | Advisory (Participants) | $2,929 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $376 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,472 | $54,245-27.2% | $93,727-57.9% | $77,762-49.2% |
| Participation rate | 43.9% | 63.9%-20.1pp | 68.7%-24.8pp | 70.6%-26.7pp |
| Annual return | 16.54% | 30.58%-14.0pp | 133.83%-117.3pp | 31.27%-14.7pp |
| Employer contribution / active EE | $462 | $1,168-60.4% | $2,421-80.9% | $2,728-83.1% |
| Participant deferral / active EE | $1,972 | $3,144-37.3% | $4,417-55.4% | $4,651-57.6% |
| Admin fee / account holder | $3 | $575-99.6% | $8,292-100.0% | $433-99.4% |