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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,250 | $81,446-59.2% | $103,374-67.8% | $80,874-58.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 7.51% | 25.57%-18.1pp | 24.89%-17.4pp | 35.62%-28.1pp |
| Employer contribution / active EE | $2,128 | $3,107-31.5% | $3,869-45.0% | $2,756-22.8% |
| Participant deferral / active EE | $3,436 | $3,870-11.2% | $5,058-32.1% | $4,297-20.0% |
| Admin fee / account holder | $11,373 | $6,715+69.4% | $8,394+35.5% | $6,935+64.0% |