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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,120 | $75,541-36.3% | $152,093-68.4% | $82,637-41.8% |
| Participation rate | 29.1% | 66.5%-37.4pp | 77.8%-48.7pp | 68.1%-39.0pp |
| Annual return | 23.06% | 32.56%-9.5pp | 66.36%-43.3pp | 53.51%-30.4pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $4,028 | $3,206+25.7% | $5,451-26.1% | $4,126-2.4% |
| Admin fee / account holder | $29 | $6,405-99.5% | $14,497-99.8% | $7,339-99.6% |