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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,366 | $88,996-11.9% | $78,004+0.5% | $138,895-43.6% |
| Participation rate | 40.0% | 74.4%-34.4pp | 69.4%-29.4pp | 79.9%-39.9pp |
| Annual return | 20.44% | 28.03%-7.6pp | 31.07%-10.6pp | 145.39%-124.9pp |
| Employer contribution / active EE | $1,413 | $2,917-51.6% | $2,469-42.8% | $4,194-66.3% |
| Participant deferral / active EE | $5,410 | $4,724+14.5% | $4,092+32.2% | $6,396-15.4% |
| Admin fee / account holder | $4,136 | $8,807-53.0% | $7,578-45.4% | $12,562-67.1% |