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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,366 | $106,588-26.5% | $94,215-16.8% | $155,188-49.5% |
| Participation rate | 40.0% | 74.3%-34.3pp | 70.0%-30.0pp | 80.8%-40.8pp |
| Annual return | 20.44% | 29.39%-8.9pp | 28.22%-7.8pp | 148.84%-128.4pp |
| Employer contribution / active EE | $1,413 | $3,080-54.1% | $2,675-47.2% | $4,248-66.7% |
| Participant deferral / active EE | $5,410 | $4,802+12.7% | $4,276+26.5% | $6,531-17.2% |
| Admin fee / account holder | $4,136 | $12,281-66.3% | $10,216-59.5% | $14,480-71.4% |