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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,303 | $172,111-59.7% | $150,298-53.9% | $137,256-49.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 21.41% | 69.37%-48.0pp | 62.79%-41.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $58,564 | $4,636+1163.2% | $4,154+1309.8% | $4,156+1309.1% |
| Participant deferral / active EE | $32,093 | $6,166+420.5% | $5,453+488.6% | $6,407+400.9% |
| Admin fee / account holder | $3,157 | $16,471-80.8% | $14,116-77.6% | $12,270-74.3% |