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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,638 | $111,830-93.2% | $93,696-91.8% | $145,884-94.8% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 11.64% | 204.08%-192.4pp | 133.74%-122.1pp | 551.85%-540.2pp |
| Employer contribution / active EE | $1,047 | $3,093-66.2% | $2,422-56.8% | $4,662-77.5% |
| Participant deferral / active EE | $1,404 | $4,920-71.5% | $4,417-68.2% | $6,690-79.0% |
| Admin fee / account holder | $400 | $10,249-96.1% | $8,287-95.2% | $13,392-97.0% |