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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,513 | $154,228-73.1% | $145,433-71.5% | $137,256-69.8% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 19.84% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $5,120 | $4,804+6.6% | $4,554+12.4% | $4,156+23.2% |
| Participant deferral / active EE | $11,979 | $8,216+45.8% | $7,897+51.7% | $6,407+87.0% |
| Admin fee / account holder | $96,710 | $14,344+574.2% | $13,129+636.6% | $12,270+688.2% |