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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,317 | $174,379-88.9% | $152,093-87.3% | $138,895-86.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 70.52% | 74.86%-4.3pp | 66.36%+4.2pp | 145.39%-74.9pp |
| Employer contribution / active EE | $305 | $4,652-93.4% | $4,175-92.7% | $4,194-92.7% |
| Participant deferral / active EE | $5,314 | $6,159-13.7% | $5,451-2.5% | $6,396-16.9% |
| Admin fee / account holder | $429 | $16,880-97.5% | $14,497-97.0% | $12,562-96.6% |