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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,653 | $123,155+147.4% | $108,753+180.1% | $155,188+96.3% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 8.25% | 44.73%-36.5pp | 37.47%-29.2pp | 148.84%-140.6pp |
| Employer contribution / active EE | $1,452 | $2,811-48.3% | $2,427-40.1% | $4,248-65.8% |
| Participant deferral / active EE | $8,169 | $4,623+76.7% | $4,115+98.5% | $6,531+25.1% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,320-100.0% | $14,480-100.0% |