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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,925 | $196,972-88.4% | $182,262-87.4% | $198,609-88.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 64.13% | 158.27%-94.1pp | 140.60%-76.5pp | 202.70%-138.6pp |
| Employer contribution / active EE | $4,469 | $5,364-16.7% | $5,046-11.4% | $5,055-11.6% |
| Participant deferral / active EE | $12,249 | $8,643+41.7% | $8,276+48.0% | $6,977+75.6% |
| Admin fee / account holder | $730 | $18,429-96.0% | $16,712-95.6% | $19,030-96.2% |