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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,961 | $94,031-83.0% | $115,768-86.2% | $82,448-80.6% |
| Participation rate | 93.9% | 70.4%+23.5pp | 74.4%+19.5pp | 68.1%+25.8pp |
| Annual return | 26.83% | 20.61%+6.2pp | 100.46%-73.6pp | 41.64%-14.8pp |
| Employer contribution / active EE | $2,120 | $2,323-8.7% | $2,940-27.9% | $2,551-16.9% |
| Participant deferral / active EE | $2,920 | $3,972-26.5% | $4,917-40.6% | $4,139-29.5% |
| Admin fee / account holder | $1,035 | $10,249-89.9% | $12,439-91.7% | $7,234-85.7% |