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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,852 | $102,385-63.0% | $147,080-74.3% | $80,935-53.2% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 16.00% | 135.09%-119.1pp | 420.17%-404.2pp | 35.66%-19.7pp |
| Employer contribution / active EE | $3,876 | $3,717+4.3% | $4,933-21.4% | $2,757+40.6% |
| Participant deferral / active EE | $10,499 | $6,651+57.9% | $8,066+30.2% | $4,299+144.2% |
| Admin fee / account holder | $7,409 | $7,951-6.8% | $12,989-43.0% | $6,924+7.0% |