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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,685 | $162,136-91.6% | $152,301-91.0% | $154,746-91.2% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 29.72% | 91.02%-61.3pp | 80.50%-50.8pp | 172.34%-142.6pp |
| Employer contribution / active EE | $2,756 | $4,890-43.6% | $4,624-40.4% | $4,379-37.1% |
| Participant deferral / active EE | $4,866 | $8,341-41.7% | $8,004-39.2% | $6,730-27.7% |
| Admin fee / account holder | $715 | $15,759-95.5% | $14,398-95.0% | $14,365-95.0% |