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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,685 | $196,972-93.1% | $182,262-92.5% | $198,609-93.1% |
| Participation rate | 91.7% | 85.7%+6.0pp | 84.2%+7.5pp | 82.4%+9.3pp |
| Annual return | 29.72% | 158.27%-128.6pp | 140.60%-110.9pp | 202.70%-173.0pp |
| Employer contribution / active EE | $2,756 | $5,364-48.6% | $5,046-45.4% | $5,055-45.5% |
| Participant deferral / active EE | $4,866 | $8,643-43.7% | $8,276-41.2% | $6,977-30.3% |
| Admin fee / account holder | $715 | $18,429-96.1% | $16,712-95.7% | $19,030-96.2% |