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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,989 | $67,823-95.6% | $52,425-94.3% | $137,256-97.8% |
| Participation rate | 30.8% | 63.9%-33.1pp | 55.6%-24.9pp | 80.0%-49.2pp |
| Annual return | 13.76% | 219.11%-205.3pp | 302.12%-288.4pp | 220.34%-206.6pp |
| Employer contribution / active EE | $433 | $1,163-62.8% | $914-52.7% | $4,156-89.6% |
| Participant deferral / active EE | $536 | $2,288-76.6% | $1,790-70.0% | $6,407-91.6% |
| Admin fee / account holder | $2,428 | $2,844-14.6% | $2,495-2.7% | $12,270-80.2% |