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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,008 | $76,519-96.1% | $56,025-94.6% | $145,897-97.9% |
| Participation rate | 30.0% | 63.2%-33.2pp | 52.5%-22.5pp | 80.3%-50.3pp |
| Annual return | 7.27% | 3017.03%-3009.8pp | 1712.69%-1705.4pp | 552.29%-545.0pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $705 | $2,624-73.1% | $1,955-63.9% | $6,689-89.5% |
| Admin fee / account holder | $5,457 | $3,331+63.8% | $2,828+92.9% | $13,390-59.2% |