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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,824 | $71,353-83.4% | $92,805-87.3% | $86,983-86.4% |
| Participation rate | 100.0% | 80.9%+19.1pp | 83.5%+16.5pp | 69.5%+30.5pp |
| Annual return | 183.95% | 44.68%+139.3pp | 31.59%+152.4pp | 25.83%+158.1pp |
| Employer contribution / active EE | $2,284 | $2,468-7.5% | $3,424-33.3% | $2,584-11.6% |
| Participant deferral / active EE | $4,018 | $6,966-42.3% | $8,448-52.4% | $4,194-4.2% |
| Admin fee / account holder | $2,410 | $6,099-60.5% | $10,911-77.9% | $7,856-69.3% |