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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,824 | $77,358-84.7% | $102,184-88.4% | $87,485-86.5% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 183.95% | 41.11%+142.8pp | 31.58%+152.4pp | 26.06%+157.9pp |
| Employer contribution / active EE | $2,284 | $2,562-10.9% | $3,594-36.4% | $2,596-12.0% |
| Participant deferral / active EE | $4,018 | $6,753-40.5% | $8,309-51.6% | $4,274-6.0% |
| Admin fee / account holder | $2,410 | $6,809-64.6% | $11,609-79.2% | $7,775-69.0% |