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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,728 | $100,203-74.3% | $85,240-69.8% | $145,897-82.4% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 67.85% | 84.28%-16.4pp | 66.75%+1.1pp | 552.29%-484.4pp |
| Employer contribution / active EE | $4,648 | $3,242+43.4% | $2,735+69.9% | $4,663-0.3% |
| Participant deferral / active EE | $8,189 | $5,299+54.6% | $4,527+80.9% | $6,689+22.4% |
| Admin fee / account holder | $17,351 | $7,265+138.8% | $6,165+181.4% | $13,390+29.6% |