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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,007 | $117,829-73.7% | $102,423-69.7% | $145,877-78.7% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 10.02% | 31.83%-21.8pp | 29.42%-19.4pp | 551.28%-541.3pp |
| Employer contribution / active EE | $3,020 | $3,615-16.4% | $3,023-0.1% | $4,663-35.2% |
| Participant deferral / active EE | $6,720 | $5,732+17.2% | $5,054+33.0% | $6,691+0.4% |
| Admin fee / account holder | $4,690 | $13,335-64.8% | $9,455-50.4% | $13,402-65.0% |