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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,871 | $124,425-51.1% | $112,040-45.7% | $137,256-55.7% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 15.65% | 24.72%-9.1pp | 24.52%-8.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $3,141 | $3,411-7.9% | $2,954+6.3% | $4,156-24.4% |
| Participant deferral / active EE | $9,949 | $5,718+74.0% | $5,098+95.2% | $6,407+55.3% |
| Admin fee / account holder | $4,164 | $15,207-72.6% | $12,098-65.6% | $12,270-66.1% |