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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,469 | $106,749-77.1% | $145,433-83.2% | $82,448-70.3% |
| Participation rate | 82.1% | 75.6%+6.5pp | 82.1%0pp | 68.1%+14.1pp |
| Annual return | 39.25% | 27.59%+11.7pp | 66.58%-27.3pp | 41.64%-2.4pp |
| Employer contribution / active EE | $894 | $3,444-74.0% | $4,554-80.4% | $2,551-64.9% |
| Participant deferral / active EE | $2,685 | $6,519-58.8% | $7,897-66.0% | $4,139-35.1% |
| Admin fee / account holder | $1,045 | $8,390-87.5% | $13,129-92.0% | $7,234-85.6% |