Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,474 | $122,063-62.7% | $184,256-75.3% | $74,478-38.9% |
| Participation rate | 64.0% | 85.5%-21.4pp | 86.8%-22.8pp | 67.2%-3.2pp |
| Annual return | 280.70% | 19.92%+260.8pp | 28.85%+251.9pp | 1370.56%-1089.9pp |
| Employer contribution / active EE | $2,828 | $4,539-37.7% | $6,427-56.0% | $2,626+7.7% |
| Participant deferral / active EE | $4,268 | $7,144-40.3% | $9,133-53.3% | $4,350-1.9% |
| Admin fee / account holder | $11,404 | $1,253+810.4% | $13,899-18.0% | $1,946+486.1% |