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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,096 | $100,139-94.9% | $85,187-94.0% | $145,884-96.5% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 12.56% | 84.15%-71.6pp | 66.67%-54.1pp | 551.85%-539.3pp |
| Employer contribution / active EE | $923 | $3,238-71.5% | $2,732-66.2% | $4,662-80.2% |
| Participant deferral / active EE | $1,578 | $5,296-70.2% | $4,525-65.1% | $6,690-76.4% |
| Admin fee / account holder | $597 | $7,262-91.8% | $6,162-90.3% | $13,392-95.5% |