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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,661 | $97,125+71.6% | $86,233+93.3% | $137,256+21.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 4.91% | 74.19%-69.3pp | 61.39%-56.5pp | 220.34%-215.4pp |
| Employer contribution / active EE | $6,424 | $2,841+126.1% | $2,504+156.5% | $4,156+54.6% |
| Participant deferral / active EE | $14,950 | $5,180+188.6% | $4,559+227.9% | $6,407+133.3% |
| Admin fee / account holder | $11,652 | $9,725+19.8% | $8,342+39.7% | $12,270-5.0% |